Earn returns on your Bitcoin,
while holding your keys.

Grow your bitcoin nest egg – with transparency and control. Simple and passive strategies starting at 6%+ APY (historical).

Join 1000+ Bitcoiners on Atomic Finance
Android version coming soon. Join Android Waitlist.

6%+ APY

Returns

165+ BTC

Currently Invested

1750+ BTC

Cumulative Notional Volume

What our users are saying
Kyle
User since 2023

I’ve personally experimented with numerous apps and platforms to generate a return on my Bitcoin. Despite that, Atomic.Finance stands out as the most reassuring option, delivering consistent and successful outcomes.

Klaus Lovgreen
User since 2021

What sets Atomic.Finance apart is their transparency. It’s so refreshing to use a Bitcoin returns product that actually prioritizes user security and autonomy.

Torkel Rogstad
User since 2022

Atomic.Finance is a game-changer for Bitcoin, enabling trust-minimized returns without the need to wrap your BTC. A big leap forward for Bitcoin! 🚀

Nad
User Since 2022

Atomic.Finance stands out by using DLCs to offer a secure and transparent way to earn a return on my Bitcoin. I love that it allows me to maintain full control of my private keys!


Aaron Diaz Chavez
User since 2024

After witnessing the collapses of Celsius and BlockFi, I was skeptical of centralized yield services.
At first, Atomic.Finance seemed too good to be true too! But they won me over with their profitability over time, and their transparency around the risk and reward. I recommend it 💯!

Poe
User since 2021

I love how Atomic allows me to put my bitcoin to work, without giving away my private keys. Its blend of privacy and transparency is exactly what I seek in a Bitcoin financial product.

Astro
User since 2021

The Atomic.Finance guys are very honest and clear about the risks of selling premium.  The differentiator of this product is being able to sell calls against your BTC while retaining custody.
You don't have to send your coins to SBF, or convert them to WBTC to earn a return.

Rush010
Dec 2023

I hold onto my keys
Awesome way to earn a return on my BTC stack! Like how they use DLCs to make it non-custodial. Breath of fresh air compared to all the scams last year.

LoganNZ1
Dec 2023

Easy to use
Great app for people investing in Bitcoin Options.

Kyle
User since 2023

I’ve personally experimented with numerous apps and platforms to generate a return on my Bitcoin. Despite that, Atomic.Finance stands out as the most reassuring option, delivering consistent and successful outcomes.

Centralized yield solutions don't work...

Custodial yield solutions have been falling like dominoes. Why do we keep trusting them?
June '22
Celsius Network

$4.7B+ owed to depositors

Voyager Digital

$1B+ owed to depositors

July '22
Nov ' 22
BlockFi

$1.3B+ owed to depositors

Genesis Global

$3.5B+ owed to depositors

Nov ' 22

Your bitcoin deserves a non-custodial alternative, one where you can't be rugged.

Unlock your Bitcoin's potential with
Bitcoin DeFi

True financial sovereignty for your bitcoin. Built natively on Bitcoin.

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Your keys, your control

Invest directly from your non-custodial wallet. Never give away control of your BTC to a centralized custodian.

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Invest with clarity and transparency

Your bitcoin is too precious to entrust to a black box. Know exactly what your risk and reward is - no surprises.

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On-chain verification.

Monitor your Bitcoin's location on-chain, at any time while you're invested in a investment strategy.

Powered by Bitcoin Script

That's right, Bitcoin does have smart contracts. DLCs (Discreet Log Contracts) are an open source standard for representing financial contracts on Bitcoin.

No wrapping / swapping is required. Just use plain, vanilla Bitcoin.

Learn more about DLCs →

2 ways to put your BTC to work

Passive Strategies:

Set your BTC on transparent autopilot

Uses options: A proven tool from traditional finance.

Automated "set-and-forget" growth: 7%+ APY.

Tailored for all: Whether you're an Options Novice or Pro

Manual Options:

Full control & flexibility

Speculate on price action.

Hedge yourself against BTC volatility.

Long options: No liquidation risk.

Get up and running in 5 minutes

Atomic.Finance in the Bitcoin community 🥳

Yes, we can

earn returns

build DeFi

innovate

earn returns

on Bitcoin

Here at Atomic.Finance, our mission is to make bitcoin finance as self-sovereign, transparent, and verifiable as bitcoin itself.

About us →
Our Investors

Ready to begin your #BitcoinDeFi journey?

Android version coming soon. Join Android Waitlist.
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Important Disclosures:
1. Our DLC-Based Services (namely, Passive Strategies and Manual Options) are not available to United States persons. United States persons are restricted to self-custodial wallet functionality only.
2. Passive Strategy returns are not guaranteed. Return APYs are historical and are to be used for informational purposes only.